“Pengaruh Risiko Keuangan pada Dana Pihak Ketiga (Studi Empiris Bank Perkreditan Rakyat Se-Kabupaten Jember): The Effect of Financial Risk on Third-Party Funds (An Empirical Study of Rural Banks in Jember Regency)”, FN, vol. 11, no. 2, pp. 203–212, Oct. 2012, doi: 10.35719/fenomena.v11i2.523.