“Dominasi Penentu Kinerja Bank Perkreditan Rakyat (BPR) Di Wilayah Kerja Kantor Bank Indonesia Jember: Dominant Determinants of Rural Bank (BPR) Performance in the Working Area of Bank Indonesia Jember Office”. Fenomena, vol. 3, no. 2, July 2004, p. 85 98, https://doi.org/10.35719/fenomena.v3i2.358.